Missouri, like any state, has something called a “statute of limitations,” which impacts the amount of time you have to rightfully bring a lawsuit to court.
The statute of limitations for a car accident is different for car accidents in Missouri, depending on whether or not the accident caused an injury or death.
In Missouri, you have three to five years to report an accident that resulted in an injury or the death of another person, including a cyclist, pedestrian, passenger, or another motorist (five for an accident that resulted in an injury, three for an accident that resulted in a death).
Keep in mind that if you are involved in a very minor accident that does not meet the requirements above and you choose not to report it to the police or your insurance company, you are taking a risk that you will legally be able to seek repairs or retribution for the event.
Generally speaking, it is in your best interest to always report an accident to within 30 days of the incident, even minor fender bender accidents, especially if you are hoping to get some form of an insurance payout for the incident.
After an insurance company has accepted your claim and has approved certain repairs, you can take your car to a trusted body shop that specializes in collision repair.
At Galen’s Auto Body, we understand that stress. We pride ourselves on creating a customer- friendly environment that makes your auto body repair process as easy as possible.
Our certified technicians use the latest collision repair technology to restore your vehicle to its pre-accident state. Our auto body shop meets the highest standards in the industry. We can make crunched fenders, broken windshields, paint scratches, bent frames, and dented doors look like they never happened.